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Did You Know??

 

  1. You can buy a $290,000 home today with 3.5% down and you don’t even have to be a first time buyer.

 

  1. If you are a 1st time buyer and you close before 6/30/09, you can amend your 2008 tax return and the government will give you $8,000.  Imagine that…for a person that makes 48k per year, it would take them 3 months to net $8,000.

 

  1. If you don’t have the money for the down payment, MHDC (Missouri Housing Development Commission) will loan you the money and you can pay it back when you get your $8,000 refund from the government.

 

  1. If you have at least 10% down and good credit, you can purchase a new home without PMI.  The loan is structured as an 80-10-10 or more commonly known as a combo loan.
  2. Interest rates hit 4.85% on 3/27, the lowest rate on record since Freddie Mac began keeping track in 1971.
  3. It’s not hard to qualify for a mortgage.
  4. It’s never been a better time to buy a home!

For more information, contact:

Matt Eversgerd

First Integrity Mortgage

matt@firstintegrity.com

314.878.7900

Posted: Thursday, April 23, 2009 2:32 PM by Mark and Becci Team

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